{"id":4535,"date":"2026-11-02T18:29:12","date_gmt":"2026-11-02T16:29:12","guid":{"rendered":"https:\/\/audit-mk.com.ua\/uk\/limity-perekaziv-fop-14-lystopada-2026\/"},"modified":"2026-11-02T18:29:13","modified_gmt":"2026-11-02T16:29:13","slug":"limity-perekaziv-fop-14-lystopada-2026","status":"publish","type":"post","link":"https:\/\/audit-mk.com.ua\/en\/limity-perekaziv-fop-14-lystopada-2026\/","title":{"rendered":"FOP transfer limits in Ukraine from 14 November 2026: what changes"},"content":{"rendered":"

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From 14 November 2026, Ukrainian banks are lowering the monthly limits on outgoing transfers for new and dormant sole proprietors (FOP): to UAH 400,000 per month for single tax group 1 and to UAH 1,000,000 per month for groups 2 and 3. The limit does not ban larger payments, but the bank will execute a transfer above the limit only after the source of funds is confirmed with documents.<\/p>\n

This is the second step after the reduction in August. If you have recently registered as a sole proprietor or are resuming business after a break, it is worth checking your status with the bank in advance and gathering documents, so that payments to suppliers do not get stuck at the end of the month. Below we explain what exactly is changing, who is affected and how to prepare.<\/p>\n

What has changed<\/h2>\n

On 14 May 2026, the National Bank of Ukraine (NBU), the Association of Ukrainian Banks and 29 banks signed an updated Memorandum on the Transparency of the Payment Services Market. It provides for a phased reduction of limits. The first stage has applied since 14 August 2026, and the second starts on 14 November 2026. Overview of the changes: \u041b\u0456\u0433\u0430:\u0417\u0430\u043a\u043e\u043d<\/a>.<\/p>\n

At the second stage, the limits for new and dormant sole proprietors are as follows: group 1 up to UAH 400,000 per month instead of UAH 600,000, groups 2 and 3 up to UAH 1,000,000 per month instead of UAH 3,000,000. The limits apply to outgoing transfers, i.e. money the entrepreneur sends from their account.<\/p>\n

\n\n\n\n\n\n\n\n
FOP group<\/th>\nFrom 14 August 2026<\/th>\nFrom 14 November 2026<\/th>\n<\/tr>\n<\/thead>\n
Group 1<\/td>\nUAH 600,000 per month<\/td>\nUAH 400,000 per month<\/td>\n<\/tr>\n
Group 2<\/td>\nUAH 3,000,000 per month<\/td>\nUAH 1,000,000 per month<\/td>\n<\/tr>\n
Group 3<\/td>\nUAH 3,000,000 per month<\/td>\nUAH 1,000,000 per month<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

Banks also set restrictions for new and inactive legal entities. Sources quote different amounts, so check the specific limit for your company with your bank.<\/p>\n

Who is affected<\/h2>\n